Federation & Association Plans

Raising the voice of BC’s associations

Offering access to a group benefits plan has been a key way for these associations to “raise their voice” – attract members and enhance the lives of their members’ employees.

We know that a benefit plan doesn’t really feel like much of a “benefit” when it comes with a whole bunch of headaches.

From the relationships with these associations alone, Schmunk Gatt Smith & Associates has almost three quarters of a century of combined experience developing and customizing plans for organizations of all sizes, in the private or public sector, union or non-union. Our associates have the experience and flexibility to match your current benefits…or create a new plan.
And it all comes with our trademarked service and personal approach.

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Federation Association Benefit Plan

Big or small, we serve them all! Over 65 social service agencies across the province of British Columbia currently enjoy the convenience and cost savings of a group benefits program through the Federation of Community Social Services of British Columbia (FCSS).

Schmunk Gatt Smith & Associates have been the official broker for this service since 1983. We pride ourselves in our commitment to the member agencies, and in 2000, they gave us the Excellence in Service award in recognition of our exceptional service to the membership.

The Federation Association Benefit Plan (FABP) is a fully insured plan, underwritten by Pacific Blue Cross, Desjardins, and CHUBB Insurance. It provides social service organizations with the most comprehensive employee benefits – at competitive rates.

We stand behind our promise of “More benefits than you planned for.™” If you are an agency in the social services sector based in BC and would like more details about FCSS, please visit their website. For more information about the FABP, view the brochure here.

“The Federation of Community Social Services of BC has been working with Schmunk Gatt Smith and Associates and the Federation Association Benefit Plan (FABP) for over 30 years. By working with the FABP we have been able to ensure that a high level of service and quality employee benefits are available to B.C.’s social service sector.Schmunk Gatt Smith & Associates take the time to understand the issues we are facing and truly want the best for our sector. The products and services are consistent and reliable for those of us in a sector that is constantly changing. We are proud to have them as a part of our team.”
- Richard FitzZaland,
Executive Director
The Federation of Community Social Services of BC
LINK Association Benefit Plan

The Link Association Benefit Plan

Looking for consistency in your group benefits plan? The Link Association Benefit Plan (LABP) would be a great fit for you. By taking advantage of our group purchasing power, we are able to provide rate stability while maintaining quality coverage. Underwritten by Pacific Blue Cross and BC Life, The Link Association Benefit Plan offers you lower administrative costs with high target loss ratios (TLRs). The value that the LABP can provide to your company would not be offered on a stand-alone basis. Therefore, we are confident that we can improve your coverage and possibly save you money!

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BC Landscape and Nursery Association

The BCLNA represents more than 675 members including nursery growers, landscape professionals, retail garden centres and associated horticultural businesses and individuals. Schmunk Gatt Smith & Associates have been the official employee benefit representatives for the BC Landscape and Nursery Association since 1989.

Participating members can receive benefits tailor made to their industry at a reduced cost. If you are in the landscape and nursery industry based in British Columbia, and would like more information about BCLNA, please visit their website.

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Irrigation Industry Association of BC

There are over 300 members of the Irrigation Industry Association of British Columbia. These members have access to a group benefits plan that might otherwise be cost prohibitive for individuals or small businesses. In 1979, a group of irrigation dealers, distributors, manufacturers and individuals involved in the irrigation industry in the province of British Columbia, Canada founded the IIABC.

Schmunk Gatt Smith & Associates have been the official employee benefit representatives for the IIABC since 1999. For more information on the IIABC, you can visit their website.

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Flowers Canada

Growing with Schmunk Gatt Smith & Associates since 1998.

Did you know that the Canadian floriculture industry accounts for over 40,000full and part time employees? Flowers Canada offers their members the opportunity to provide employees with a group benefits plan. This means coverage specific to their members’ province and individual needs.

Schmunk Gatt Smith & Associates have been the official employee benefit representatives for Flowers Canada since 1998. Our team can help your team to learn more about group benefits. Contact us today to find out more or visit the Flowers Canada website to learn more about the association.

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British Columbia Horticultural Coalition

Schmunk Gatt Smith & Associates have been the official employee benefit representatives for the British Columbia Horticultural Coalition (BCHC)since 1997.

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